Funding Solutions

Capital Structured
Around Your Business

From working capital to equipment financing, BC-Consulting USA offers a full suite of flexible funding products tailored to where your business is today — and where it's going tomorrow.

Our Products

Choose the Right Funding Solution

Every business has unique capital needs. Our advisors work with you to identify and structure the funding that best fits your situation.

Working Capital Loans

Access the capital you need to cover day-to-day operational expenses, manage seasonal fluctuations, and bridge cash flow gaps with confidence.

  • Funding from $10K to $500K
  • Terms from 3 to 24 months
  • Decisions in as little as 24 hours
  • Minimal documentation required
  • No prepayment penalties
Apply Now
Equipment Financing

Upgrade your fleet, machinery, or technology without depleting your working capital. Finance the equipment that keeps your business competitive.

  • Finance up to 100% of equipment value
  • Terms up to 60 months
  • New and used equipment eligible
  • Potential tax advantages (Section 179)
  • Fixed monthly payments
Apply Now
Revenue-Based Financing

Repayments that flex with your revenue stream. When business is slower, you pay less. When it's strong, you pay more. True alignment with your cash flow.

  • Payments tied to monthly revenue
  • No fixed monthly obligation
  • Ideal for seasonal businesses
  • No collateral required
  • Simple factor rate structure
Apply Now
Business Line of Credit

Draw capital on demand from a revolving credit facility. Pay interest only on what you use, and replenish available credit as you repay.

  • Credit lines from $25K to $250K
  • Draw only what you need
  • Interest on utilized balance only
  • Revolving — replenishes as repaid
  • No draw fees
Apply Now
Invoice Factoring

Convert outstanding invoices into immediate working capital. Stop waiting for customer payments and keep your operations fully funded.

  • Advance up to 90% of invoice value
  • Approval based on customer creditworthiness
  • Non-recourse options available
  • Funds typically within 24–48 hours
  • Scales with your invoicing volume
Apply Now
Business Expansion Funding

Finance your next location, product line, or market expansion. Purpose-built capital for businesses ready to take the next major step.

  • Larger funding amounts available
  • Structured for specific growth projects
  • Flexible deployment timeline
  • Works alongside existing credit facilities
  • Dedicated advisor throughout
Apply Now
Why Direct Lending

BC-Consulting USA vs. Traditional Banks

See how our direct lending approach compares to going through traditional banking channels.

BC-Consulting USA Traditional Bank
Decision Time As fast as 24 hoursWeeks to months
Minimum Credit Score Flexible requirements700+ typically required
Time in Business 6+ months considered2+ years required
Documentation Streamlined processExtensive paperwork
Relationship Direct, dedicated advisorImpersonal, departmental
Flexibility Custom-structured termsRigid standard products
Transparency All terms disclosed upfrontComplex fee structures
Do You Qualify?

Basic Eligibility Requirements

We work with a wide range of businesses. Here's what we generally look for — but every situation is unique.

6+ Months in Business

We consider businesses that have been operating for at least six months with consistent revenue history.

$10K+ Monthly Revenue

A minimum monthly revenue of $10,000 helps us identify the right funding amount and structure for your business.

US-Based Business

We fund businesses incorporated and operating in the United States across most industries and business types.

Not sure if you qualify? Contact us — we'll review your situation and find the best path forward.

Talk to an Advisor
Get Started Today

Find the Right Funding for Your Business

Our advisors will review your needs and match you with the most appropriate funding solution. Apply now — no obligation, no impact to your credit score.

Apply for Funding